Dont ride then.
I love when people make excuses to not wear gear. Went on a short ride with the wife yesterday and it was over 90. Yeah, it was hot. Not bad when moving. But when in town, yeah, we were sweating. We went home and got off the bike.
Like I said in the other post, get better summertime gear. There is so much great hot weather gear out there now, there isnt really an excuse. Or dont ride.
If the seatbelt in your car is chaffing your neck, do you just say screw it and take it off? I hope not... Get a pad for it or re-adjust it.
Insurance is a little expensive so screw it, go without..?
Condoms dont feel the same, pshhh, take that bisch off!
Too lazy to put a jack stand under the car I'm working on... The stock jack will hold, nothing happens to ME...