Thanks all... With the physical therapy sessions I've been going to, my shoulder is healing nicely.
I got my check today from insurance. They did a good job with valuing the bike itself, and they reimbursed the full cost of my helmet and visor. They do not cover any gear other than the helmet because other gear is not required by law. Fortunately, there was little to no damage to my jacket, pants, gloves & boots anyway, so no loss there.
The aftermarket add-ons is another story. Most of the aftermarket parts were not reimbursable whatsoever, e.g. the motodynamic tail light, tank grips, bar-end mirrors, frame sliders didn't add a penny to the value of the bike. The $144 Givi windscreen added a whole $20. Definitely not what I was expecting and I will be talking to my agent soon.